$1,000 Gift Card Offer

1The promoter

The promoter is Kaleo Finance Group Pty Ltd (ABN 73 685 685 009), Credit Representative 569759, authorised under Australian Credit Licence 389328 ("Kaleo Finance", "we", "us", "our").

2The offer

Eligible clients will receive a $1,000 gift card to help with the costs of switching their home loan, such as discharge, application or valuation fees. The gift card type, brand and provider are selected at our discretion.

3Offer period

The offer is open from 26 June 2026 and closes at 11:59pm AEST on 31 July 2026. Enquiries or applications received after the closing time are not eligible.

4Eligibility

To be eligible, you must:

1. be an Australian resident aged 18 years or over;
2. be a new client of Kaleo Finance (you do not have a home loan currently managed by us);
3. complete a home loan review with Kaleo Finance during the offer period; and
4. refinance or settle a home loan arranged through Kaleo Finance that proceeds to settlement, with a loan amount of at least $350,000.

5Suitability comes first

The gift card is not an inducement to refinance. We will only recommend that you refinance or switch loans where it is appropriate for you and consistent with our Best Interests Duty. If refinancing is not in your interests, we will tell you, and this offer will not apply.

6One gift card per client

The offer is limited to one gift card per eligible client and per settled loan. It cannot be combined with any other Kaleo Finance offer unless we state otherwise in writing.

7How and when you receive it

The gift card will be issued within 30 days of your loan settling and sent to the email or postal address you provide. Please keep your contact details current, as we are not responsible for cards sent to out-of-date details.

8Gift card terms

The gift card is not transferable, is not redeemable for cash, and is subject to the issuing provider's own terms and any expiry date set by that provider.

9Exclusions and clawback

Employees and contractors of Kaleo Finance and their immediate families are not eligible. Loans that do not proceed to settlement, are withdrawn or cancelled are not eligible, and we may decline, cancel or recover the gift card in those or other circumstances.

10Tax

You are responsible for any tax that may arise from receiving the gift card. We recommend you seek your own tax advice.

12Changes to this offer

We may vary, suspend or withdraw this offer at any time where required by law or our licensing obligations, or for reasons outside our reasonable control. Any changes will be published on this page.

13General information only

Any information provided in connection with this offer is general in nature only and does not take into account your objectives, financial situation or needs. Before acting, consider whether it is appropriate for you.